Engineering judgement
Civil and structural engineering, high-rise work and major infrastructure create a practical lens for understanding assets, failure modes and physical risk.
Cologne, Germany · Open to the right international opportunity
EARLY-CAREER · TECHNICAL-COMMERCIAL INSURANCE
Understand complex risk.
Structure clear solutions.
Build trusted business.
I am Dhairya Shah — a Civil Engineer building into a technically credible, commercially strong insurance professional across underwriting, risk engineering, reinsurance and market-facing specialty insurance.
My long-term direction is clear: understand complex risks, structure solutions, build trusted client and market relationships, and ultimately originate and grow business across Energy, Construction, Property and other specialty risks.
Risk
Markets
Engineering
Engineering → Risk & Underwriting → Market-facing specialty insurance
Dhairya Shah
Nuclear & complex industrial risk
M.Sc. Civil Engineering · TUM
Technical Underwriting◆Risk Engineering◆Reinsurance◆Energy◆Power◆Construction◆Property◆Specialty Risks◆Broker & Client Engagement◆Business Development◆
◆◆◆◆◆◆◆◆◆◆
Nuclearunderwriting + risk-engineering exposure
US$3.7B+combined value of major infrastructure project environments
Patentco-inventor · disaster-resilient infrastructure system
Market-facingbroker · client · insurer engagement across complex risk
01 / PROFILETechnical foundation.
Technical foundation.
Commercial trajectory.
My profile is deliberately broader than a single technical lane. The engineering base helps me understand assets and failure modes; underwriting and reinsurance build judgement around risk transfer; and business-development experience strengthens the market-facing side.
30-SECOND READWhy the profile compounds.
Risk transfer & underwriting
Nuclear underwriting, risk engineering, capacity coordination and reinsurance exposure connect technical detail to coverage, structure and insurance decisions.
Market-facing commercial potential
Business development, partnerships and broker / client / insurer engagement provide the base to grow from technical credibility into trusted relationships and origination.
CAREER THESIS
Build into the kind of insurance professional who can move fluently from asset-level technical detail to underwriting structure, from risk insight to client conversation, and ultimately from trusted relationships to profitable business growth.
Underwriting & Insurance
Building depth across the technical and commercial mechanics of specialty insurance — from risk assessment and submission analysis through coverage, capacity and international risk sharing.
Technical UnderwritingSubmission AnalysisRisk AssessmentExposure AnalysisProperty Damage & Business InterruptionCoverage AnalysisInsurance CapacityReinsurance StructuresPortfolio AnalysisInternational Risk Sharing
Target fit: Technical Underwriting · Specialty Underwriting · Underwriting Associate / Analyst
Risk Engineering
An engineering-led view of physical assets, loss drivers and controls — translating technical detail into decision-useful risk insight.
NuclearEnergyPowerConstructionComplex Industrial RisksLoss-Scenario AnalysisMachinery & Equipment ExposuresFire ProtectionStructural EngineeringRisk MitigationETABS Modelling
Target fit: Risk Engineering · Property Risk · Energy / Construction Risk Consulting
Commercial & Market-Facing
Developing the relationship, communication and origination side of the profession — where technical credibility becomes trusted market dialogue and business growth.
Broker EngagementClient EngagementInsurer EngagementRelationship ManagementBusiness DevelopmentMarket ResearchCommercial PropositionsStrategic PartnershipsTechnical PresentationsCross-Border Collaboration
Target fit: Specialty Broking · Client Advisory · Producer-track · Market Development
Data, Technology & Governance
Using data, automation and structured governance to improve operational resilience, transparency and decision quality.
Microsoft ExcelPower BIPower AutomateAI-Enabled AutomationData Analysis & VisualisationOperational ResilienceManagement ReportingContract ReviewLegal Research
Supporting edge: analytical workflows · automation · governance · decision support
02 / DIRECTION
What I’m specifically building toward.
Not “anything in insurance.” The target is a technically grounded, externally credible path into specialty insurance where I can progressively own risk judgement, client and broker relationships, and commercial growth.
Underwriting · Risk Engineering · Specialty Broking · Risk Advisory
Early-career roles that create real exposure to risk selection, portfolio thinking, technical assessment, wording / structure, broker and client dialogue, and progressively more commercial responsibility.
Energy · Power · Construction · Property · Complex Industrial
Lines where engineering fluency matters, physical risk is tangible, the underwriting conversation is sophisticated, and strong market relationships can become a durable commercial advantage.
Technical credibility that compounds into origination.
The ambition is not only to analyse risk well. It is to become someone clients, brokers and markets trust — capable of structuring solutions, finding opportunities and helping originate and grow profitable specialty business.
01Understandassets · exposures · loss drivers
02Structurecoverage · capacity · risk transfer
03Build trustbrokers · clients · markets
04Originate & growrelationships · opportunities · business
03 / EXPERIENCEThe complete track.
The complete track.
Nothing omitted.
Every professional experience from the current CV is included below, with the role responsibilities retained in full. Open any role to see the complete scope.
01
April 2026 – Present
German Nuclear Reinsurance Pool (DKVG)
Junior Underwriter & Risk Engineer
Cologne, Germany+
German Nuclear Reinsurance Pool (DKVG)
Junior Underwriter & Risk Engineer
- Support the technical and underwriting assessment of nuclear and complex industrial risks by analysing asset characteristics, operations, engineering controls, loss scenarios and potential property-damage and business-interruption exposures.
- Contribute to international accounts across renewals, new exposures, premium and participation analysis, underwriting documentation and the coordination of insurance capacity among pool members and international markets.
- Analyse insurance and reinsurance structures, including cross-border risk sharing, market participation, coverage arrangements, limits, reinstatements and available capacity.
- Translate complex technical and operational information into structured underwriting insights, presentations and commercially relevant recommendations for insurance decision-making.
- Engage with insurers, brokers, operators, technical specialists and international pool counterparts across underwriting, risk-engineering, renewal and prospective-business discussions.
02
Jul 2025 – Jan 2026
O2 Telefónica Germany
Working Student – AI Operations of the Future
Munich, Germany+
O2 Telefónica Germany
Working Student – AI Operations of the Future
- Developed AI-enabled analytical and automation solutions for operational incident management, improving identification and handling of service-risk events.
- Built dashboards and analytical workflows to identify emerging risk patterns and service anomalies, enabling earlier intervention and more informed management decisions.
- Coordinated initiatives across engineers, data scientists, product managers and operational stakeholders, translating technical requirements into structured business improvements.
- Used operational data, Power BI and management reporting to identify performance patterns, improve transparency and support governance-led decision-making.
03
Jun 2024 – Nov 2024
Allianz Technology
Intern & Working Student – Service Portfolio Management
Munich, Germany+
Allianz Technology
Intern & Working Student – Service Portfolio Management
- Managed communication with service-portfolio stakeholders and supported demand planning, operational issue resolution and cross-functional coordination within a global insurance-group environment.
- Contributed to portfolio analysis, DORA-related data collection, management reporting, service-design transformation and user-acceptance testing.
- Reviewed service descriptions and contractual addenda, supporting clearer documentation, portfolio governance and more consistent decision-making.
- Assisted with special-case resolution across the service portfolio, balancing operational requirements, stakeholder expectations and established governance processes.
04
Jan 2022 – Jan 2024
Cosdec Alpha
Strategic Business Development & Partnerships Lead, Web3 & AI
Mumbai / London, UK+
Cosdec Alpha
Strategic Business Development & Partnerships Lead, Web3 & AI
- Identified and developed commercial opportunities at the intersection of infrastructure, artificial intelligence and emerging technologies.
- Built strategic relationships with external partners and cross-functional stakeholders to expand the company’s capabilities and market presence.
- Supported partnership negotiations and commercial discussions, helping translate technical solutions into actionable business propositions.
- Contributed to the development of AI-powered solutions for infrastructure analysis, connecting engineering use cases with commercial and operational requirements.
- Helped strengthen service offerings by converting complex technological concepts into clear value propositions for potential partners and clients.
05
Nov 2021 – Dec 2022
H.M. Raje Structural Consultants
Junior Structural Engineer
Mumbai, India+
H.M. Raje Structural Consultants
Junior Structural Engineer
- Developed ETABS models for 30+ storey buildings and steel structures, contributing to structural design, peer review, technical auditing and engineering risk mitigation.
- Contributed to peer reviews and technical audits by assessing structural behaviour, design assumptions and compliance-related considerations.
- Identified design vulnerabilities and supported risk-mitigation measures through structured engineering analysis.
06
May 2022 – Jun 2022
HCC–HDC Joint Venture
Civil Infrastructure Intern
Mumbai, India+
HCC–HDC Joint Venture
Civil Infrastructure Intern
- Gained site-based engineering experience on Package II of the Mumbai Coastal Road Project—an approximately US$1.6 billion landmark urban and marine infrastructure development.
- Developed practical understanding of construction sequencing, temporary works, quality and safety controls, marine conditions, site logistics and multidisciplinary contractor coordination within a technically complex infrastructure environment.
- Connected engineering designs and construction plans with their practical execution in a live, high-value infrastructure environment.
07
Jul 2021
Solomon & Co.
Legal Research Intern
Mumbai, India+
Solomon & Co.
Legal Research Intern
- Conducted legal research on assigned commercial and legal matters within a Tier-1 law-firm environment.
- Developed exposure to contract interpretation, commercial disputes, arbitration, dispute resolution and litigation-related considerations.
08
Dec 2019 – May 2020
Larsen & Toubro Construction, Heavy Civil Infrastructure
Civil Engineering Intern
Mumbai, India+
Larsen & Toubro Construction, Heavy Civil Infrastructure
Civil Engineering Intern
- Gained project-based engineering experience on Package 01 of the Mumbai Trans Harbour Link—an approximately US$2.1 billion, 21.8-kilometre marine infrastructure project connecting Mumbai with Navi Mumbai.
- Developed practical understanding of design coordination, planning, scheduling, construction sequencing and the technical, logistical, quality and safety risks involved in delivering a major sea-bridge project.
- Observed the management of technical, logistical, safety and quality considerations within a complex, multidisciplinary infrastructure project.
- Built early practical awareness of contractor operations, project interfaces and the risks affecting cost, programme and successful project delivery.
04 / THROUGH-LINES
Why the track makes sense.
The experiences look cross-disciplinary at first glance. The common thread is learning how complex systems fail, how decisions get structured, and how technical subjects get translated for stakeholders.
Engineering detail → underwriting view.
Asset characteristics, operations, engineering controls, loss scenarios, PD / BI exposures, capacity and international risk-sharing.
US$2.1B sea bridge + US$1.6B coastal road.
Practical exposure to design coordination, sequencing, temporary works, marine conditions, site logistics, safety, quality and multidisciplinary interfaces.
Data → resilience → management decision.
AI-enabled analytics, automation, incident management, dashboards, performance patterns and cross-functional operational improvement.
Technical concept → market proposition.
Business development, strategic partnerships, negotiations and translating AI / infrastructure solutions into clearer commercial propositions.
05 / EVIDENCE
Evidence, organised by what it proves.
Credentials matter most when they reinforce a coherent professional story. This section groups the strongest evidence into three themes: insurance and commercial development, technical innovation, and communication / leadership beyond the core job description.
01
Insurance & Commercial Development
Deliberate professional development around reinsurance mechanics, structured problem solving and commercial judgement.
2026
Reinsurance
Gen Re · Global Clients’ Reinsurance Course
Completed specialist training covering proportional, non-proportional and facultative reinsurance, pricing, reserving, contract wordings, claims, natural-catastrophe modelling and the reinsurance market.
2025
Problem Solving
McKinsey.org Forward Program
Completed the Forward online learning program focused on structured problem solving, effective communication, adaptability, resilience and a foundational digital toolkit.
2024
Strategy & Commercial Judgement
TUM Business Game
Selected among 60 participants from more than 400 applicants for TUM Business Game 2024.
02
Engineering, Innovation & Technical Recognition
Evidence of technical curiosity, applied engineering thinking and the ability to develop and communicate ideas beyond the classroom.
2023
Co-Inventor
Indian Patent No. 437449
Named co-inventor of “A Disaster Resilient Automatic Barricade System”; patent granted on 5 July 2023.
2021
Infrastructure Resilience
CDRI · Top Submission
Recognised as a Top Submission in the Coalition for Disaster Resilient Infrastructure’s International Competition for Imagining Disaster Resilient Infrastructure.
2020
Technical Communication
Best Technical Paper
Awarded “Best Technical Paper” for work on the partial replacement of cement by marble dust.
2019
Technical Communication
State-Level Technical Paper Presentation
Received a Maharashtra State Board of Technical Education Certificate of Merit for state-level technical paper presentation.
03
International Communication, Leadership & Service
Experiences that build confidence in cross-cultural communication, public engagement, initiative and contribution beyond formal employment.
2021
International Communication
Harvard World Model United Nations
Participated in Harvard WorldMUN 2021 in a United Nations Security Council simulation, strengthening negotiation and cross-cultural communication exposure.
250+ hrs
Service & Communication
Public Relations Volunteering
Recognised by Shrimad Rajchandra Mission Dharampur for more than 250 hours of volunteer service in Public Relations.
2020
Community Service
COVID-19 Relief Appreciation
Recognised for dedication and support toward COVID-19 relief initiatives of Shrimad Rajchandra Love and Care.
₹1.075L
Leadership & Service
Fundraising Recognition
Recognised for raising ₹1,07,500 for Shrimad Rajchandra Love and Care.
06 / EXTERNAL VALIDATIONNot self-description.
Not self-description.
Independent signals.
The strongest pattern across the supplied employment references, recommendation letters and internship confirmations is consistency: technical judgement, ownership, communication, commercial translation and learning agility appear repeatedly across different environments.
Analytical & technical judgement
Repeated evidence of structuring complex problems, understanding technical dependencies and turning detail into actionable recommendations.
O2 Telefónica · H.M. Raje · NMIMSOwnership & execution
References consistently point to initiative, reliability, independent working style and willingness to carry difficult tasks through.
O2 Telefónica · HCC–HDC · H.M. RajeStakeholder communication
Strong signals around clear communication, collaboration and alignment across technical, operational, client and management stakeholders.
O2 Telefónica · Allianz · H.M. RajeCommercial translation
Evidence of translating technical concepts into partnerships, propositions, negotiations and decision-useful business language.
Cosdec Alpha · Allianz TechnologyLearning agility & curiosity
A recurring theme across employer and academic references: rapid learning, inquisitiveness and willingness to operate beyond the obvious remit.
O2 Telefónica · H.M. Raje · NMIMS
SOURCE DOSSIER · ALL SUPPLIED REFERENCES
Ten independent documents. One increasingly coherent profile.
01 / 10
Employer · Arbeitszeugnis / Employment Reference15 Jan 2026
O2 Telefónica Germany
Highlights excellent learning motivation, analytical, strategic and technical capability, structured independent execution, ownership, reliability and effective cross-functional stakeholder communication.
02 / 10
Employer · Final Reference31 Dec 2024
Allianz Technology SE
Documents stakeholder relationship management, demand management, issue resolution, service design, DORA data work, contract-addendum review and a cooperative, proactive working style.
03 / 10
Employer · Letter of Recommendation1 Jan 2024
Cosdec Alpha
Describes a blend of technical and strategic capability, business acumen, partnership development, commercial negotiation, leadership and the ability to translate complex concepts into actionable business strategy.
04 / 10
Industry · Employment Confirmation2022
H.M. Raje Structural Consultants
Confirms work as a Junior Structural Engineer on ETABS models, 30+ storey buildings, steel structures and peer review, noting strong structural, management and risk-mitigation knowledge.
05 / 10
Industry · Letter of Recommendation2022
H.M. Raje Structural Consultants
Highlights initiative, curiosity, rapid learning, communication across staff and clients, willingness to take on challenging work and a strong emphasis on process and professional ethics.
06 / 10
Industry · Certificate of Internship25 Jun 2022
HCC–HDC Joint Venture
Confirms civil-infrastructure internship experience on Mumbai Coastal Road Project Package II and notes self-motivation, sincerity, hard work, dedication and a professional attitude.
07 / 10
Industry · Internship Certificate2020
Larsen & Toubro
Confirms internship training on Mumbai Trans Harbour Link Package 01, establishing early practical exposure to a major marine-infrastructure delivery environment.
08 / 10
Industry · Internship Certificate10 Aug 2021
Solomon & Co.
Confirms a legal-research internship within the firm, supporting the commercial-contract and dispute-resolution exposure reflected in the CV.
09 / 10
Academic · Academic Letter of Recommendation2022
NMIMS · Dr. Tanuja Bandivadekar
Highlights analytical ability, logical reasoning, inquisitiveness, strong academic performance and the practical learning gained through major infrastructure, structural consulting and legal internships.
10 / 10
Academic · Academic Letter of Recommendation5 Dec 2022
NMIMS · Dr. Meenal Mategaonkar
Highlights active classroom engagement, eagerness to learn, co-curricular participation and work on the Disaster-Resilient Automatic Barricade System that received international recognition and progressed to patenting.
07 / EDUCATIONEngineering foundation.
Engineering foundation.
Insurance-facing application.
The technical base is Civil Engineering. The differentiator is how that foundation is being applied to underwriting, risk engineering, reinsurance and market-facing specialty risk.
Technical University of Munich
Master of Science, Civil Engineering
Master’s Thesis: AI-Powered Drone Imagery for Real-Time Crack Severity Ranking Using the Segment Anything Model (SAM).
NMIMS University
Bachelor of Technology, Civil Engineering
Grade: 1.3, German scale. Thesis: Disaster-Resilient Automatic Barricade Structure — Patented.
EnglishFluent · C1
GermanIntermediate · B1
GujaratiNative · C2
HindiNative · C2
MarathiNative · C2
SECONDARY PHOTO PLACEHOLDERUse a candid, work-context or speaking photo here.Appearance → Customize → Dhairya Personal Site
THE DIRECTION
Understand the risk. Structure the solution. Earn the relationship. Grow the business.
That is the professional I am building toward.
08 / DOCUMENT VAULT
Go deeper.
Access the current CV or the complete recommendations and achievements portfolio. A short professional-details form is required before download.
Curriculum Vitae
Complete experience, education, expertise and selected achievements in recruiter-ready form.
Recommendations & Achievements
Employment references, recommendation letters, internship confirmations, certifications, patent evidence and external recognition.
Your details are used to process the document request and maintain a basic access record. Optional contact permission is separate from document access.
09 / CONTACT
UNDERWRITING · RISK ENGINEERING · SPECIALTY BROKING · ENERGY · CONSTRUCTION · PROPERTY
For opportunities where technical credibility and commercial potential both matter.
Based in Cologne and open to the right opportunity in Germany or internationally.
Cologne, Germanydhairyapshah.com© Dhairya Shah